Rates

Interest rate and APY may change after account is opened. APYs are effective as of 09/15/2014. Rates and fees may change without notice. APY = Annual Percentage Yield.

Kasasa Cash*

BalanceMinimum balance to openInterest RateAPY
Balances up to $25,000$252.47%2.50%
Balances over $25,0000.25%2.50% - 0.70%
All balances if qualifications aren't met0.05%0.05%

To earn rewards, each monthly qualification cycle:

  • Have at least 12 debit card purchases that post and settle
  • Have at least one automatic payment (ACH) post and settle
  • Be enrolled and receive e-statement notice

Kasasa Saver*

BalanceMinimum balance to openInterest RateAPY
All balances$10.299%0.30%
All balances if qualifications aren't met0.05%0.05%

To earn rewards, each monthly qualification cycle:

  • Have at least 12 debit card purchases that post and settle
  • Have at least one automatic payment (ACH) post and settle
  • Be enrolled and receive e-statement notice

Checking & Savings Accounts

ProductMinimum Required balance to open and obtain APYInterest RateAPY
Regular Savings$1.000.15%0.15%
NOW$5000.15%0.15%
Money Market$1,000-$9,999.99
$10,000 and greater
0.15%
0.15%
0.15%
0.15%

Certificates of Deposit

TermMinimum Required balance to open and obtain APYInterest RateAPY
17 Month Special$1,0000.85%0.85%
91 days$1,0000.10%0.10%
182 days$1,0000.20%0.20%
12 months$1,0000.30%0.30%
18 months$1,0000.35%0.35%
24 months$1,0000.45%0.45%
30 months$1,0000.55%0.55%
36 months$1,0000.65%0.65%
48 months$1,0000.75%0.75%
60 months$1,0001.20%1.21%

All Rates and Annual Percentage Yields (APYs) are accurate as of the effective date. Fees may reduce earnings.


Individual Retirement Account (IRA): Same as Above. All rates and Annual Percentage Yields (APYs) are accurate as of the effective date. You may request additional information concerning the fees and terms applicable to the advertised accounts. Penalty for early withdrawal.


† †A penalty applies for early withdrawal.