Free Kasasa Cash Back Checking

^{^}Qualification Information: 

Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. 

"Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle. 

Contact one of our branch service representatives for specific Monthly Qualification Cycle dates. 

Reward Information: 

When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 4% cash back on up to a total of $200.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $8.00 cash back payments may be earned per Monthly Qualification Cycle. 

In addition, average daily balances up to and including $25,000.00 in your Kasasa Saver account earn an interest rate of 1.9819% resulting in an APY of 2.00 %; and average daily balances over $25,000.00 earn an interest rate of 0.2497% on the portion of the average daily balance over $25,000.00, resulting in a range from 2.00% to 0.60% APY depending on the account's average daily balance. 

You will receive reimbursements up to $25.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash Back account during the Monthly Qualification Cycle in which you qualified. NOTE: ATM fee reimbursements only apply to Kasasa Cash, Kasasa Cash Back, or Kasasa Tunes transactions via ATM; Kasasa Saver ATM transaction fees are not reimbursed nor refunded. 

When your Kasasa Cash Back account qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded. In addition, the entire average daily balance in the Kasasa Saver account earns an interest rate of 0.05% resulting in an annual percentage yield of 0.05% APY. 

Interest will be credited to your Kasasa Saver account on the first processing/business day of the following statement cycle. 

The cash back payments and nationwide ATM withdrawal fee reimbursements earned in your Kasasa Cash Back account will be credited to your Kasasa Saver account on the first processing/business day of the following statement cycle. 

APY = Annual Percentage Yield. 

APYs accurate as of 11/30/2023. 

APY calculations are based on an assumed balance of $25,000.00 + $100,000 in your Kasasa Saver account and an assumed statement cycle of thirty-one (31) days. 

Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings. 

Additional Information: 

Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. 

$25.00 minimum deposit is required to open the Kasasa Cash Back account. 

$1.00 minimum deposit is required to open the Kasasa Saver for Cash Back account. 

Monthly ACH credit, enrollment in online banking, enrollment in eStatements] are  conditions of these accounts. 

Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of the account's qualifications. 

Limit of 1 account(s) per primary owner social security number. 

There are no recurring monthly maintenance charges or fees to open or close this account.  

A Kasasa Cash Back account is required to have a Kasasa Saver account. 

A linked Kasasa Saver account is required for automatic savings. 

Advertised information and rewards are based on all account qualifications being met during each cycle period. 

High rate claim is based on FDIC's National Weekly Rates for interest checking accounts. Claim is independent of any one institution's offerings. Comparison Source: Interest Checking, FDIC xx/xx/xxxx. http://www.fdic.gov/regulations/resources/rates/. 

Contact one of our bank service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.  

Member FDIC.  

Trademarks: 

Kasasa, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.