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APY = Annual Percentage Yield. Rates effective as of March 15, 2018. Fees may reduce earnings.

Kasasa Cash*Learn More

Tier Interest Rate APY
0 - $25,000 2.47% 2.50%
$25,000+ 0.25% 2.50% - 0.70%
All balances if qualifications aren't met 0.05% 0.05%

Qualifications

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:

  • At least 1 ACH payment transaction
  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements

If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning really high interest and nationwide ATM fee refunds the very next month.

Kasasa Saver*Learn More

Tier Interest Rate APY
All Balances 0.299% 0.30%
All balances if qualifications aren't met 0.05% 0.05%

Qualifications

Qualifying for your Kasasa Cash rewards automatically qualifies you for the highest Kasasa Saver® rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 1 ACH payment transaction
  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements 

It's no problem if you miss a qualification cycle. Both accounts are still free and earn our base interest rate. And you can get back to earning rewards the very next month you qualify. 

Checking & Savings Accounts

Account Minimum Required balance to open and obtain APY Interest Rate APY
Regular Savings $1 0.15% 0.15%
NOW Accounts $500 0.15% 0.15%

Money Market AccountLearn More

Tier Interest Rate APY
$1,000 - $9,999.99 0.15% 0.15%
$10,000+ 0.15% 0.15%

Certificates of DepositLearn More

Term Minimum Required balance to open and obtain APY Interest Rate APY
13 Month Special $1,000 2.28% 2.30%
91 Days  $1,000 0.40% 0.40%
182 Days $1,000 0.40% 0.40%
12 Months $1,000 0.60% 0.60%
18 Months $1,000 0.75% 0.75%
24 Months $1,000 0.80% 0.80%
30 Months $1,000 1.00% 1.00%
36 Months $1,000 1.00% 1.00%
48 Months $1,000 1.24% 1.25%
60 Months $1,000 1.73% 1.75%

 

Individual Retirement Account (IRA): Same as Above. All rates and Annual Percentage Yields (APYs) are accurate as of the effective date. You may request additional information concerning the fees and terms applicable to the advertised accounts. Penalty for early withdrawal.

A penalty applies for early withdrawal.

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