Drives around Illinois feel a whole lot better when your rate is better.
Getting a pre-approved auto loan from First State Bank of Forrest can make buying the new or used vehicle you want quick and easy.
Benefits You’ll Love
- Pre-approval for bargaining power at the dealership
- Refinancing available for your current vehicle
- Loan options for recreational vehicles (RVs)
- Local servicing of your loan for quick answers
- Competitively low rates for new or used vehicles
- Budget-friendly terms, custom-tailored to your unique situation
- Get pre-approved for extra bargaining power at the dealership
- Refinance your current vehicle to potentially lower your rate
- Friendly, knowledgeable service from start to finish
- Local decision-making and processing for quick answers
- Competitively low rates for new or used recreational vehicles:
- ATVs
- RVs
- Boats
- Motorcycles
- Jet skis
- And more!
- Budget-friendly terms, custom-tailored to your unique situation
- Get pre-approved for extra bargaining power at the dealership
- Refinance your current vehicle to potentially lower your rate
- Friendly, knowledgeable service from start to finish
- Local decision-making and processing for quick answers
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Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Certificates of Deposit
Please call your local branch to get a list of our current offerings and rates.
Individual Retirement Account (IRA): Same as Above. All rates and Annual Percentage Yields (APYs) are accurate as of the effective date. You may request additional information concerning the fees and terms applicable to the advertised accounts. Penalty for early withdrawal.
A penalty applies for early withdrawal.
Checking & Savings Accounts
Account | Minimum Required balance to open and obtain APY | Interest Rate | APY |
---|---|---|---|
Regular Savings | $1 | 0.25% | 0.25% |
NOW Accounts | $500 | 0.25% | 0.25% |
Christmas Club Account
Minimum Required balance to open | Interest Rate | APY |
---|---|---|
$1 | 0.25% | 0.25% |
Kasasa Cash*
Tier | Interest Rate | APY |
---|---|---|
0 - $25,000 | 3.93% | 4.00% |
$25,000+ | 0.25% | 4.00% - 1.00% |
All balances if qualifications aren't met | 0.05% | 0.05% |
Qualifications
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:
- At least 1 ACH payment transaction
- At least 12 debit card purchases
- Be enrolled in and agree to receive eStatements
If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning really high interest and nationwide ATM fee refunds the very next month.
Kasasa Saver*
Tier | Interest Rate | APY |
---|---|---|
0 - $25,000 | 1.98% | 2.00% |
$25,000+ | 0.25% | 2.00% - 0.60% |
All balances if qualifications aren't met | 0.05% | 0.05% |
Qualifications
Qualifying for your Kasasa Cash rewards automatically qualifies you for the highest Kasasa Saver® rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:
- At least 1 ACH payment transaction
- At least 12 debit card purchases
- Be enrolled in and agree to receive eStatements
It's no problem if you miss a qualification cycle. You can get back to earning rewards the very next month you qualify.
Money Market Account
Tier | Interest Rate | APY |
---|---|---|
$1,000 - $9,999.99 | 0.25% | 0.25% |
$10,000+ | 0.25% | 0.25% |