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Rates

Simplify savings with automatic transfers of Kasasa Cash® earnings — and earn interest on top of those rewards.

Key Features

Competitive Interest

Automatic Reward Transfers

No Monthly Maintenance Fees

Digital Banking

  • Free account that builds your savings effortlessly
  • Links to free Kasasa Cash checking
  • Automatic transfers of Kasasa Cash earnings
  • 0.30% APY* on entire balance
  • 0.05% APY* if qualifications are not met in Kasasa Cash
  • No monthly maintenance fees
  • No minimum balance to earn rewards
  • Free digital banking
  • $1 minimum deposit to open

It’s easy to earn your rewards.

Qualifying for your Kasasa Cash rewards automatically qualifies you for the highest Kasasa Saver® rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 1 ACH payment transaction
  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements 

And even if you don't meet these qualifications, your accounts are still free. Plus, you'll still earn our base rate on both Kasasa® accounts. And you can get right back to earning your full rewards the very next month.

*APY=Annual Percentage Yield. APYs accurate as of 05/20/2013. Rates may change after account is opened. Minimum to open is $25 for Kasasa Cash and $1 for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 and credited to account on the last day of monthly statement cycle; (2) balances up to $25,000 receive APY of 2.50%; and (3) balances over $25,000 earn 0.25% interest rate on the portion of the balance over $25,000, resulting in 2.50% - 0.70% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.05% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash account are met each monthly qualification cycle, all balances in Kasasa Saver account receive an APY of 0.30%. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver account earn 0.05% APY. Transfers between accounts do not count as qualifying transactions. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.

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