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Get affordable, anytime financing for all kinds of needs, using your home’s equity as collateral.

Key Features

  • Competitive Rates
  • Local Service
  • Tax Advantages*
  • Revolving Credit
  • Tap into your home's equity for a wide range of ongoing or seasonal needs:
    • Home improvements
    • Remodeling projects
    • Travel expenses
    • Education expenses
    • Medical expenses
    • Debt consolidation
    • And more!
  • Competitively low rates
  • Budget-friendly repayment, custom-tailored to your unique situation
  • Interest paid might be tax deductible*
  • Only pay interest on the part that's used
  • Easy, anytime access to funds; no need to reapply
  • Funds available via in-person or phone transfers to a specified FSB of Forrest checking account
  • Friendly, knowledgeable service from start to finish
  • Local decision-making and processing for quick answers

To submit your application, please follow one of the following instructions:

  1. Drop off at your closest First State Bank of Forrest branch.  Branch information can be found here.
  2. Send a general email to [email protected] (do not attach the application on the first email).  We will then provide directions on submit the application over secure/encrypted electronic means.

Call 815-657-8248 or if you have any questions. 

Download Application Here

*Consult a tax advisor.

When clicking direct email links, do not include confidential information. 

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